Payment Providers

Status: Payment/payable core implemented; specific gateway status varies.

QUMI already has payment records, payable summary, idempotent payment creation, status mutation, booking-payment lookup and encrypted tenant provider-configuration fields.

Reviewed evidence does not establish Stripe or Paymob as the universal live production gateway.

External gateway adapter requirements

Intent/session creation, hosted/tokenized collection, signed webhooks, idempotency, reconciliation, refund/void, failure UX, provider outage handling and tenant merchant authority.